Now that we've stuffed ourselves with lots of food during thanksgiving, it's time to begin looking ahead to the upcoming holiday and what we're going to be buying our friends and loved ones.
Kudos to you if you were one of the adventurous souls who took advantage of
Black Friday or the extended holiday shopping hours last week, but for many
people, Cyber Monday is the time to find that really good deal online.
Last week we tried to prepare everyone by supplying them with safety tips while
they ventured out to do their shopping, and this week we want to provide you
with a few steps to take to protect yourself while shopping online this season.
The FBI offers the following tips to prevent online fraud:
•Purchase merchandise only from reputable sellers.
•Obtain a physical address and phone number rather than a post office box, and
call the seller to see if the number is correct and working.
•Send an email to the seller to make sure the address is active.
•Check with the Better Business Bureau in the seller’s area.
•Ask about returns and warranties.
•Be wary of overseas sellers, who might not be subject to recourse by U.S. law
•Don’t judge a company by its website. Impressive-looking websites can be set
•Use a credit card for purchases rather than a money order or personal check if
your credit card company allows you to dispute charges if something goes wrong.
•Shop around to educate yourself about the price range for an item. If the deal
is too good to be true, it probably isn’t legitimate.